{"id":1382,"date":"2024-01-05T11:23:26","date_gmt":"2024-01-05T10:23:26","guid":{"rendered":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/?page_id=1382"},"modified":"2025-02-28T11:30:26","modified_gmt":"2025-02-28T10:30:26","slug":"p2p-lan","status":"publish","type":"page","link":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/lana-pengar\/p2p-lan\/","title":{"rendered":"P2P l\u00e5n i Sverige &#8211; Alternativen"},"content":{"rendered":"<p>P2P l\u00e5n i Sverige har blivit ett popul\u00e4rt alternativ f\u00f6r personer som s\u00f6ker l\u00e5n utanf\u00f6r traditionella banker. Denna sida utforskar de olika alternativen f\u00f6r P2P l\u00e5n, inklusive att l\u00e5na pengar privat fr\u00e5n miljon\u00e4rer och andra privata l\u00e5ngivare. H\u00e4r presenteras information om hur P2P l\u00e5n fungerar, vilka f\u00f6rdelar och risker som finns samt hur man g\u00e5r tillv\u00e4ga f\u00f6r att ans\u00f6ka om ett P2P l\u00e5n i Sverige.<div class=\"dropdown-dd-container\"><div class=\"dropdown-dd-item\">\n        <button class=\"dropdown-dd-header\">F\u00f6lj med i diskussionerna p\u00e5 L\u00e5nforum<\/button>\n        <div class=\"dropdown-dd-content\">\n            <p>Vill du veta mer om p2p-l\u00e5n? Diskutera g\u00e4rna \u00e4mnet i v\u00e5rt forum och uppt\u00e4ck vad andra rekommenderar! H\u00e4r kan du l\u00e4sa om vanliga fr\u00e5gor och f\u00e5 insikter fr\u00e5n andra anv\u00e4ndare. Bes\u00f6k underforumet f\u00f6r st\u00f6rre l\u00e5n och samlingsl\u00e5n <a href=\"https:\/\/www.xn--lnforum-exa.se\/forums\/st%C3%B6rre-l%C3%A5n-samlingsl%C3%A5n.5\/\">St\u00f6rre l\u00e5n och samlingsl\u00e5n<\/a> f\u00f6r intressanta diskussioner och tips!<\/p>\n        <\/div>\n    <\/div><div class=\"dropdown-dd-item\">\n        <button class=\"dropdown-dd-header\">Risker att t\u00e4nka p\u00e5<\/button>\n        <div class=\"dropdown-dd-content\">\n            <p>P2P-l\u00e5n kan medf\u00f6ra betydande risker, s\u00e5som h\u00f6ga r\u00e4ntor och korta \u00e5terbetalningstider, vilket kan leda till ekonomisk stress och skuldf\u00e4llor. Korta l\u00e5n inneb\u00e4r ofta stora kostnader som kan bli sv\u00e5ra att hantera om betalningarna f\u00f6rsenas. Det \u00e4r avg\u00f6rande att noggrant bed\u00f6ma din \u00e5terbetalningsf\u00f6rm\u00e5ga och j\u00e4mf\u00f6ra villkor innan du l\u00e5nar. Om din ekonomiska situation \u00e4r os\u00e4ker, \u00f6verv\u00e4g alternativ till l\u00e5n, s\u00e5som att spara eller s\u00f6ka st\u00f6d. Var alltid f\u00f6rsiktig och t\u00e4nk p\u00e5 l\u00e5ngsiktiga konsekvenser innan du tar ett l\u00e5n.<\/p>\n        <\/div>\n    <\/div><\/div><\/div>\n    <div class=\"bastaLangivareBox\">\n        <div class=\"bastaLangivareBox-logoContainer\">\n            <a href=\"https:\/\/www.xn--lnforum-exa.se\/besok\/9094\" class=\"bastaLangivareBox-applyLink\">\n                <img decoding=\"async\" src=\"\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/klaralan.png\" alt=\"Klaral\u00e5n Logo\" class=\"bastaLangivareBox-logo\">\n            <\/a>    \n        <\/div>\n        <h2 class=\"bastaLangivareBox-title\">B\u00e4sta \"P2p l\u00e5n\" - Juni 2026<\/h2>\n        \n        <div class=\"bastaLangivareBox-benefits\">\n        \n            <div class=\"benefit-item\">\n                <i class=\"fas fa-money-bill-wave benefit-icon\"><\/i>\n                <div class=\"benefit-text\">\n                    L\u00e5nebelopp<br \/> <strong>Upp till 150 000 kr<\/strong>\n                <\/div>\n            <\/div>\n            <div class=\"benefit-item\">\n                <i class=\"fas fa-calendar-alt benefit-icon\"><\/i>\n                <div class=\"benefit-text\">\n                    L\u00f6ptid<br \/> <strong>1 - 8 \u00e5r<\/strong>\n                <\/div>\n            <\/div>\n        <\/div>\n        \n   \n        \n        <a href=\"https:\/\/www.xn--lnforum-exa.se\/besok\/9094\" class=\"bastaLangivareBox-applyLink\">\n            <button class=\"bastaLangivareBox-applyBtn\">Ans\u00f6k om l\u00e5n nu \u00bb<\/button>\n        <\/a>\n        \n        <p class=\"bastaLangivareBox-customOffer\">R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. Ett l\u00e5n p\u00e5 30 000 kr till 23 procents nominell r\u00e4nta med en \u00e5terbetalningstid p\u00e5 24 m\u00e5nader, med 24 avbetalningar om 1 610 kronor och 350 kronor i uppl\u00e4ggningsavgift samt 39 kronor i aviavgift, ger en effektiv r\u00e4nta p\u00e5 30,38 procent. Totalt att \u00e5terbetala blir 38 995 kronor<\/p>\n        \n        \n        <div class=\"bastaLangivareBox-warning\">\n            <img decoding=\"async\" src=\"\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" class=\"bastaLangivareBox-warningImage\">\n            <div class=\"warning-text\">\n                <p>\n                    <strong>Att l\u00e5na kostar pengar!<\/strong> \n                    Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n                <\/p>\n            <\/div>\n        <\/div><\/div><\/div><div><\/div><script type=\"text\/javascript\">window.ajaxFile = 'lista_smslan.php';<\/script><div id=\"tabell\" class=\"lenderContainer\"><h2>J\u00e4mf\u00f6r P2p l\u00e5n<\/h2><div id=\"filter\" class=\"amountContainerHolder filterContainerHolder\"><div class=\"filterPlaceholder sortering\"><div class=\"filterTable\"><div class=\"filterTableRow\"><div class=\"filterTableCell\"><h2 class=\"amountHead\">Filter<\/h2><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"lanutanuc\" value=\"1\" \/> <span>L\u00e5n utan UC<\/span><\/div><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"lanmedanmarkning\" value=\"1\" \/> <span>Med bet.anm\u00e4rkning<\/span><\/div><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"helglan\" value=\"1\" \/> <span>Bara med helgl\u00e5n<\/span><\/div><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"avbetalningettar\" value=\"1\" \/> <span>Avbetalning l\u00e4ngre \u00e4n 1 \u00e5r<\/span><\/div><\/div><div class=\"filterTableCell showMoreFilters\"><div>Visa fler filter<\/div><\/div><\/div><div class=\"filterTableRow extraFilter\" style=\"display: none;\"><div class=\"filterTableCell\"><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"lagakrav\" value=\"1\" \/> <span class=\"tooltip\" data-title=\"Visa enbart kreditgivare d\u00e4r det \u00e4r st\u00f6rst chans att bli godk\u00e4nd.\">L\u00e5ga l\u00e5nekrav<\/span><\/span><\/div><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"alderunder20\" value=\"1\" \/> <span>\u00c5ldergr\u00e4ns under 20 \u00e5r<\/span><\/div><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"rantefritt\" value=\"1\" \/> <span>R\u00e4ntefritt<\/span><\/div><\/div><div class=\"filterTableCell\"><\/div><input type=\"hidden\" class=\"showAll\" name=\"showAll\"><input type=\"hidden\" class=\"amountStep\" name=\"amountStep\"><\/div><\/div><\/div><\/div><div id=\"filter\" class=\"amountContainerHolder filterContainerHolder\"><div class=\"filterPlaceholder sortering new-sort-box\"><div class=\"filterTable\"><div class=\"filterTableRow\"><div class=\"filterTableCell\"><h2 class=\"amountHead\">Sortera<\/h2><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"langstloptid\" value=\"1\" data-only-one=\"true\" data-refresh=\"false\" \/> <span>L\u00e4ngst l\u00f6ptid f\u00f6rst<\/span><\/div><\/div><div class=\"filterTableCell\"><div><input type=\"checkbox\" name=\"hogstbelopp\" value=\"1\" data-only-one=\"true\" data-refresh=\"false\" \/> <span>H\u00f6gsta maxbelopp f\u00f6rst<\/span><\/div><\/div><div class=\"filterTableCell empty removable\" style=\"width: 10%;\"><\/div><div class=\"filterTableCell empty\" style=\"width: 10%;\"><\/div><div class=\"filterTableCell empty\" style=\"width: 10%;\"><\/div><div class=\"filterTableCell empty\" style=\"width: 10%;\"><\/div><div class=\"filterTableCell empty\" style=\"width: 10%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"borderSep\"><\/div><div class=\"lender-container\">\t\t<div class=\"lender listLender lender_0\" data-rel=\"lender_0\" data-org-sort=\"1\" data-maxloptid-man=\"8\" data-maxbelopp=\"150000\" data-lagstranta=\"99999\" data-agare=\"Klara L\u00e5n Sverige AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Klaral\u00e5n\" title=\"F\u00f6r att l\u00e4sa mer om Klaral\u00e5n klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9094\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/klaralan.png\" class=\"Klaral\u00e5n\" title=\"Klaral\u00e5n\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">5&nbsp;000 - 150&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">12 m\u00e5nader<\/span> - <span class=\"loptidMax\">8 \u00e5r<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\">Bisnode, Creditsafe<\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Klaral\u00e5n\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Klaral\u00e5n\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Klaral\u00e5n\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Klaral\u00e5n klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9094\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Klaral\u00e5n<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">5&nbsp;000 - 150&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Bisnode, Creditsafe<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">18 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Inkomstgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">100&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Klara L\u00e5n Sverige AB \u00e4ger Klaral\u00e5n.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Klara L\u00e5n Sverige AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2015<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. Ett l\u00e5n p\u00e5 30 000 kr till 23 procents nominell r\u00e4nta med en \u00e5terbetalningstid p\u00e5 24 m\u00e5nader, med 24 avbetalningar om 1 610 kronor och 350 kronor i uppl\u00e4ggningsavgift samt 39 kronor i aviavgift, ger en effektiv r\u00e4nta p\u00e5 30,38 procent. Totalt att \u00e5terbetala blir 38 995 kronor<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Klaral\u00e5n\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Klaral\u00e5n\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9094\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. Ett l\u00e5n p\u00e5 30 000 kr till 23 procents nominell r\u00e4nta med en \u00e5terbetalningstid p\u00e5 24 m\u00e5nader, med 24 avbetalningar om 1 610 kronor och 350 kronor i uppl\u00e4ggningsavgift samt 39 kronor i aviavgift, ger en effektiv r\u00e4nta p\u00e5 30,38 procent. Totalt att \u00e5terbetala blir 38 995 kronor                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_1 newLender\" data-rel=\"lender_1\" data-org-sort=\"2\" data-maxloptid-man=\"7\" data-maxbelopp=\"150000\" data-lagstranta=\"99999\" data-agare=\"Creditstar Sweden AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Creditstar\" title=\"F\u00f6r att l\u00e4sa mer om Creditstar klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9028\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/creditstar.png\" class=\"Creditstar\" title=\"Creditstar\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">5&nbsp;000 - 150&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">12 m\u00e5nader<\/span> - <span class=\"loptidMax\">7 \u00e5r<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Creditstar\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Creditstar\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Creditstar\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Creditstar klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9028\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Creditstar<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">5&nbsp;000 - 150&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Creditstar g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Handelsbanken, Nordea, SEB, Swedbank<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">21 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Creditstar Sweden AB \u00e4ger Creditstar.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Creditstar Sweden AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2011<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> L\u00e5n 30000 kr till 20 % nominell fast r\u00e4nta, 300 kr uppl\u00e4ggningsavgift, 30 kr m\u00e5natlig administrationsavgift, med en \u00e5terbetalningstid p\u00e5 24 m\u00e5nader ger en effektiv r\u00e4nta p\u00e5 totalt 26,56 %. Uppl\u00e4ggningsavgiften betalas med den f\u00f6rsta m\u00e5natliga betalningen. Detta ger en summa p\u00e5 totalt 37725,38 kr att \u00e5terbetala i 24 avbetalningar om 1571,90 kr.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Creditstar\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Creditstar\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9028\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"lenderNystartad\"><\/div>\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                L\u00e5n 30000 kr till 20 % nominell fast r\u00e4nta, 300 kr uppl\u00e4ggningsavgift, 30 kr m\u00e5natlig administrationsavgift, med en \u00e5terbetalningstid p\u00e5 24 m\u00e5nader ger en effektiv r\u00e4nta p\u00e5 totalt 26,56 %. Uppl\u00e4ggningsavgiften betalas med den f\u00f6rsta m\u00e5natliga betalningen. Detta ger en summa p\u00e5 totalt 37725,38 kr att \u00e5terbetala i 24 avbetalningar om 1571,90 kr.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_2 newLender\" data-rel=\"lender_2\" data-org-sort=\"3\" data-maxloptid-man=\"76\" data-maxbelopp=\"50000\" data-lagstranta=\"99999\" data-agare=\"SBL Finans AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Loanstep\" title=\"F\u00f6r att l\u00e4sa mer om Loanstep klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9032\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/loanstep.png\" class=\"Loanstep\" title=\"Loanstep\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">10&nbsp;000 - 50&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">60<\/span> - <span class=\"loptidMax\">76 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Loanstep\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Loanstep\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Loanstep\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Loanstep klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9032\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Loanstep<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">10&nbsp;000 - 50&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-12, 13\u201316<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Loanstep g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nordea, SEB, Swedbank, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">18 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"SBL Finans AB \u00e4ger Loanstep.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">SBL Finans AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2013<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> L\u00e5n p\u00e5 25 588 kronor till 19,95 procents r\u00f6rlig r\u00e4nta med en \u00e5terbetalningstid p\u00e5 72 m\u00e5nader medf\u00f6r 72 avbetalningar om ca 660 kr, 588 kronor i uppl\u00e4ggningsavgift samt 49 kronor i m\u00e5natlig administrationsavgift. Detta ger en effektiv r\u00e4nta p\u00e5 totalt 27,10 procent och totalt att \u00e5terbetala blir 48 098,98 kronor.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Loanstep\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Loanstep\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9032\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"lenderNystartad\"><\/div>\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                L\u00e5n p\u00e5 25 588 kronor till 19,95 procents r\u00f6rlig r\u00e4nta med en \u00e5terbetalningstid p\u00e5 72 m\u00e5nader medf\u00f6r 72 avbetalningar om ca 660 kr, 588 kronor i uppl\u00e4ggningsavgift samt 49 kronor i m\u00e5natlig administrationsavgift. Detta ger en effektiv r\u00e4nta p\u00e5 totalt 27,10 procent och totalt att \u00e5terbetala blir 48 098,98 kronor.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_3\" data-rel=\"lender_3\" data-org-sort=\"4\" data-maxloptid-man=\"90\" data-maxbelopp=\"150000\" data-lagstranta=\"99999\" data-agare=\"Brixo AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Brixo Privatl\u00e5n\" title=\"F\u00f6r att l\u00e4sa mer om Brixo Privatl\u00e5n klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9112\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/brixoprivatlan.png\" class=\"Brixo Privatl\u00e5n\" title=\"Brixo Privatl\u00e5n\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">10&nbsp;000 - 150&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">36<\/span> - <span class=\"loptidMax\">90 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Brixo Privatl\u00e5n\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Brixo Privatl\u00e5n\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Brixo Privatl\u00e5n\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Brixo Privatl\u00e5n klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9112\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Brixo Privatl\u00e5n<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">10&nbsp;000 - 150&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Swish-utbetalning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Brixo Privatl\u00e5n g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Swedbank, Nordea, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">18 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"Medelkrav - Relativt h\u00f6ga krav av kreditgivaren vid ans\u00f6kan j\u00e4mf\u00f6rt med andra.\">Medelkrav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Inkomstgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">180&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Brixo AB \u00e4ger Brixo Privatl\u00e5n.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Brixo AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2023<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Krediten har 19,95 % nominell r\u00f6rlig \u00e5rsr\u00e4nta, 475 kr i uppl\u00e4ggningsavgift och 25 kr m\u00e5natlig administrationsavgift. En exempelkredit p\u00e5 75 000 kr som \u00e5terbetalas med 1 648 kr per m\u00e5nad under 90 m\u00e5nader har en effektiv \u00e5rsr\u00e4nta p\u00e5 22,8 %. Det inneb\u00e4r en total kostnad f\u00f6r krediten om 73 320 kr. L\u00f6ptid fr\u00e5n 36 till 90 m\u00e5nader.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Brixo Privatl\u00e5n\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Brixo Privatl\u00e5n\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9112\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Krediten har 19,95 % nominell r\u00f6rlig \u00e5rsr\u00e4nta, 475 kr i uppl\u00e4ggningsavgift och 25 kr m\u00e5natlig administrationsavgift. En exempelkredit p\u00e5 75 000 kr som \u00e5terbetalas med 1 648 kr per m\u00e5nad under 90 m\u00e5nader har en effektiv \u00e5rsr\u00e4nta p\u00e5 22,8 %. Det inneb\u00e4r en total kostnad f\u00f6r krediten om 73 320 kr. L\u00f6ptid fr\u00e5n 36 till 90 m\u00e5nader.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_4 newLender\" data-rel=\"lender_4\" data-org-sort=\"5\" data-maxloptid-man=\"5\" data-maxbelopp=\"75000\" data-lagstranta=\"99999\" data-agare=\"Kortio AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Kredio\" title=\"F\u00f6r att l\u00e4sa mer om Kredio klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9123\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/kredio.png\" class=\"Kredio\" title=\"Kredio\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">5&nbsp;000 - 75&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">12 m\u00e5nader<\/span> - <span class=\"loptidMax\">5 \u00e5r<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Kredio\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Kredio\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Kredio\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Kredio klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9123\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Kredio<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">5&nbsp;000 - 75&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">0 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nej<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Kortio AB \u00e4ger Kredio.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Kortio AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2013<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Ett l\u00e5n p\u00e5 25 000 kr till 21,95% r\u00f6rlig nominell \u00e5rsr\u00e4nta med en \u00e5terbetalningstid p\u00e5 12 m\u00e5nader som \u00e5terbetalas genom 12 st avbetalningar om ca 2 339 kr, ger en effektiv \u00e5rsr\u00e4nta p\u00e5 totalt 24,3%. Ingen uppl\u00e4ggningsavgift \/ aviavgift.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Kredio\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Kredio\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9123\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"lenderNystartad\"><\/div>\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Ett l\u00e5n p\u00e5 25 000 kr till 21,95% r\u00f6rlig nominell \u00e5rsr\u00e4nta med en \u00e5terbetalningstid p\u00e5 12 m\u00e5nader som \u00e5terbetalas genom 12 st avbetalningar om ca 2 339 kr, ger en effektiv \u00e5rsr\u00e4nta p\u00e5 totalt 24,3%. Ingen uppl\u00e4ggningsavgift \/ aviavgift.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_5 newLender\" data-rel=\"lender_5\" data-org-sort=\"6\" data-maxloptid-man=\"19\" data-maxbelopp=\"200000\" data-lagstranta=\"99999\" data-agare=\"Binly Finans AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Tomly\" title=\"F\u00f6r att l\u00e4sa mer om Tomly klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9122\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/tomly.png\" class=\"Tomly\" title=\"Tomly\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">2&nbsp;000 - 200&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">4<\/span> - <span class=\"loptidMax\">19 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Tomly\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Tomly\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Tomly\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Tomly klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9122\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Tomly<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2&nbsp;000 - 200&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Tomly g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nordea, Handelsbanken, SEB, Swedbank<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">18 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nej<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Binly Finans AB \u00e4ger Tomly.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Binly Finans AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2025<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Tomly\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Tomly\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9122\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"lenderNystartad\"><\/div>\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_6\" data-rel=\"lender_6\" data-org-sort=\"7\" data-maxloptid-man=\"72\" data-maxbelopp=\"40000\" data-lagstranta=\"99999\" data-agare=\"Brixo AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Flexkontot\" title=\"F\u00f6r att l\u00e4sa mer om Flexkontot klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9036\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/flexkontot.png\" class=\"Flexkontot\" title=\"Flexkontot\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">3&nbsp;000 - 40&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">9 m\u00e5nader<\/span> - <span class=\"loptidMax\">6 \u00e5r<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Flexkontot\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Flexkontot\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Flexkontot\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Flexkontot klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9036\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Flexkontot<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">3&nbsp;000 - 40&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Swish-utbetalning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Flexkontot g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Swedbank, Nordea, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">20 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Inkomstgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">200&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Brixo AB \u00e4ger Flexkontot.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Brixo AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2014<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Krediten har 21,95 % nominell r\u00f6rlig \u00e5rsr\u00e4nta, 575 kr i uppl\u00e4ggningsavgift och 39 kr m\u00e5natlig administrationsavgift. En exempelkredit p\u00e5 20 000 kr som \u00e5terbetalas med 1 964 kr per m\u00e5nad under 12 m\u00e5nader har en effektiv \u00e5rsr\u00e4nta p\u00e5 36,4 %. Det inneb\u00e4r en total kostnad f\u00f6r krediten om 3 568 kr.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Flexkontot\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Flexkontot\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9036\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Krediten har 21,95 % nominell r\u00f6rlig \u00e5rsr\u00e4nta, 575 kr i uppl\u00e4ggningsavgift och 39 kr m\u00e5natlig administrationsavgift. En exempelkredit p\u00e5 20 000 kr som \u00e5terbetalas med 1 964 kr per m\u00e5nad under 12 m\u00e5nader har en effektiv \u00e5rsr\u00e4nta p\u00e5 36,4 %. Det inneb\u00e4r en total kostnad f\u00f6r krediten om 3 568 kr.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_7\" data-rel=\"lender_7\" data-org-sort=\"8\" data-maxloptid-man=\"0\" data-maxbelopp=\"45000\" data-lagstranta=\"99999\" data-agare=\"Multitude Bank\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Ferratum\" title=\"F\u00f6r att l\u00e4sa mer om Ferratum klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/2\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/ferratum.png\" class=\"Ferratum\" title=\"Ferratum\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">1&nbsp;000 - 45&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">14 dagar<\/span> - <span class=\"loptidMax\">L\u00f6pande<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Ferratum\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Ferratum\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Ferratum\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Ferratum klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/2\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Ferratum<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">1&nbsp;000 - 45&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17, Helger kl 11-18<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Ferratum g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nordea, SEB, Swedbank, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">21 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Inkomstgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">100&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Multitude Bank \u00e4ger Ferratum.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Multitude Bank<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2005<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Faktura Mail<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> L\u00e5n p\u00e5 20 000 SEK \u00e5terbetalas i 12 m\u00e5natliga delbetalningar fr\u00e5n 2 674 SEK till 1 757,61 SEK. Effektiv r\u00e4nta: 41,18 %. Nominell r\u00e4nta: 22,999964 %. Uppl\u00e4ggningsavgift: 565 kr. M\u00e5nadsavgift: 59 kr. Totalt \u00e5terbetalningsbelopp: 23 764,66 SEK. L\u00e5neavtalet har obest\u00e4md l\u00f6ptid. Exemplet bygger p\u00e5 \u00e5terbetalning i tid och lika stora kapitaldelbetalningar. Erbjuds av Multitude Bank plc, ST Business Center 120, The Strand, Gzira, Malta, reg.nr: C-56251.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Ferratum\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Ferratum\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/2\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                L\u00e5n p\u00e5 20 000 SEK \u00e5terbetalas i 12 m\u00e5natliga delbetalningar fr\u00e5n 2 674 SEK till 1 757,61 SEK. Effektiv r\u00e4nta: 41,18 %. Nominell r\u00e4nta: 22,999964 %. Uppl\u00e4ggningsavgift: 565 kr. M\u00e5nadsavgift: 59 kr. Totalt \u00e5terbetalningsbelopp: 23 764,66 SEK. L\u00e5neavtalet har obest\u00e4md l\u00f6ptid. Exemplet bygger p\u00e5 \u00e5terbetalning i tid och lika stora kapitaldelbetalningar. Erbjuds av Multitude Bank plc, ST Business Center 120, The Strand, Gzira, Malta, reg.nr: C-56251.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_8\" data-rel=\"lender_8\" data-org-sort=\"9\" data-maxloptid-man=\"19\" data-maxbelopp=\"50000\" data-lagstranta=\"99999\" data-agare=\"Luma Finans AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Credifi\" title=\"F\u00f6r att l\u00e4sa mer om Credifi klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9098\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/credifi.png\" class=\"Credifi\" title=\"Credifi\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">2&nbsp;000 - 50&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">4<\/span> - <span class=\"loptidMax\">19 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Credifi\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Credifi\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Credifi\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Credifi klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9098\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Credifi<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2&nbsp;000 - 50&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Credifi g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nordea, Handelsbanken, SEB, Swedbank,Zimpler<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">18 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nej<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Luma Finans AB \u00e4ger Credifi.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Luma Finans AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2021<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Credifi\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Credifi\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9098\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_9\" data-rel=\"lender_9\" data-org-sort=\"10\" data-maxloptid-man=\"102\" data-maxbelopp=\"50000\" data-lagstranta=\"99999\" data-agare=\"Brixo AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Brixo\" title=\"F\u00f6r att l\u00e4sa mer om Brixo klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9029\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/brixo.png\" class=\"Brixo\" title=\"Brixo\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">5&nbsp;000 - 50&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">7<\/span> - <span class=\"loptidMax\">102 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Brixo\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Brixo\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Brixo\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Brixo klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9029\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Brixo<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">5&nbsp;000 - 50&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Swish-utbetalning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Brixo g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Swedbank, Nordea, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">21 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Inkomstgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">200&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Brixo AB \u00e4ger Brixo.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Brixo AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2014<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Krediten har inga avgifter. Nominell r\u00f6rlig \u00e5rsr\u00e4nta \u00e4r 21,95 % och den effektiva r\u00e4ntan \u00e4r 24,3 %. En exempelkredit p\u00e5 25 000 kr som \u00e5terbetalas med 2 339 kr per m\u00e5nad under 12 m\u00e5nader har en total kostnad om 3 068 kr. L\u00f6ptid fr\u00e5n 7 till 102 m\u00e5nader vid maximalt initialt uttag, l\u00e4gsta m\u00f6jliga m\u00e5nadsvisa \u00e5terbetalning och inga ytterligare uttag.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Brixo\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Brixo\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9029\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Krediten har inga avgifter. Nominell r\u00f6rlig \u00e5rsr\u00e4nta \u00e4r 21,95 % och den effektiva r\u00e4ntan \u00e4r 24,3 %. En exempelkredit p\u00e5 25 000 kr som \u00e5terbetalas med 2 339 kr per m\u00e5nad under 12 m\u00e5nader har en total kostnad om 3 068 kr. L\u00f6ptid fr\u00e5n 7 till 102 m\u00e5nader vid maximalt initialt uttag, l\u00e4gsta m\u00f6jliga m\u00e5nadsvisa \u00e5terbetalning och inga ytterligare uttag.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_11 show-more-item\" data-rel=\"lender_11\" data-org-sort=\"12\" data-maxloptid-man=\"19\" data-maxbelopp=\"70000\" data-lagstranta=\"99999\" data-agare=\"Luma Finans AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Lumify\" title=\"F\u00f6r att l\u00e4sa mer om Lumify klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9062\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/lumify.png\" class=\"Lumify\" title=\"Lumify\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">2&nbsp;000 - 70&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">4<\/span> - <span class=\"loptidMax\">19 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Lumify\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Lumify\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Lumify\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Lumify klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9062\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Lumify<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2&nbsp;000 - 70&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Lumify g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nordea, SEB, Swedbank, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">18 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nej<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Luma Finans AB \u00e4ger Lumify.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Luma Finans AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2019<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Trustly<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Lumify\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Lumify\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9062\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_12 show-more-item\" data-rel=\"lender_12\" data-org-sort=\"13\" data-maxloptid-man=\"19\" data-maxbelopp=\"50000\" data-lagstranta=\"99999\" data-agare=\"Binly Finans AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Binly\" title=\"F\u00f6r att l\u00e4sa mer om Binly klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9110\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/binly.png\" class=\"Binly\" title=\"Binly\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">2&nbsp;000 - 50&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">4<\/span> - <span class=\"loptidMax\">19 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Binly\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Binly\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Binly\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Binly klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9110\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Binly<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2&nbsp;000 - 50&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Binly g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Swedbank, Nordea, SEB, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">18 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Nej<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Binly Finans AB \u00e4ger Binly.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Binly Finans AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2023<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Binly\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Binly\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9110\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                Kredit p\u00e5 20000 kr till 22% r\u00e4nta med en \u00e5terbetalningstid p\u00e5 15m\u00e5nader (med 15 \u00e5terbetalningar om 2957 kr, 1880 kr, 1854 kr, 1829 kr, 1803 kr, 1777 kr, 1752 kr, 1726 kr, 1700 kr, 1674 kr, 1649 kr, 1623 kr, 1597 kr, 1572 kr samt 1546 kr) och 588 kr i uppl\u00e4ggningsavgift, 2435 kr i serviceavgift f\u00f6r avbetalningsplan , 855 kr aviavgifter ger effektiv r\u00e4nta p\u00e5 totalt 66,01%. Totalt belopp att \u00e5terbetala \u00e4r 26939 kr.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_13 show-more-item\" data-rel=\"lender_13\" data-org-sort=\"14\" data-maxloptid-man=\"87\" data-maxbelopp=\"70000\" data-lagstranta=\"99999\" data-agare=\"Fairlo AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Fairlo\" title=\"F\u00f6r att l\u00e4sa mer om Fairlo klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9068\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/fairlo.png\" class=\"Fairlo\" title=\"Fairlo\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">10&nbsp;000 - 70&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">1<\/span> - <span class=\"loptidMax\">87 m\u00e5nader<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Fairlo\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Fairlo\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Fairlo\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Fairlo klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9068\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Fairlo<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">10&nbsp;000 - 70&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">20 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"L\u00e5ga krav - St\u00f6rst chans att bli godk\u00e4nd av kreditgivaren, j\u00e4mf\u00f6rt med andra.\">L\u00e5ga krav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Inkomstgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">120&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Fairlo AB \u00e4ger Fairlo.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Fairlo AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2016<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> R\u00e4kneexempel vid l\u00e5neutrymme p\u00e5 40 000 kr och en nominell r\u00f6rlig r\u00e4nta p\u00e5 23 %. Med ett l\u00e5nebelopp p\u00e5 40 000 kr betalar du d\u00e5 ett m\u00e5nadsbelopp om 1 088 kr som betalas en g\u00e5ng i m\u00e5naden under 72 m\u00e5nader. Den effektiva r\u00e4ntan blir 29,42 % och totalt att \u00e5terbetala blir 78 918 kr. Av det totala m\u00e5nadsbeloppet utg\u00f6rs 588 kr av en uppl\u00e4ggningsavgift och 59 kr av m\u00e5nadsavgift.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Fairlo\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Fairlo\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9068\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                R\u00e4kneexempel vid l\u00e5neutrymme p\u00e5 40 000 kr och en nominell r\u00f6rlig r\u00e4nta p\u00e5 23 %. Med ett l\u00e5nebelopp p\u00e5 40 000 kr betalar du d\u00e5 ett m\u00e5nadsbelopp om 1 088 kr som betalas en g\u00e5ng i m\u00e5naden under 72 m\u00e5nader. Den effektiva r\u00e4ntan blir 29,42 % och totalt att \u00e5terbetala blir 78 918 kr. Av det totala m\u00e5nadsbeloppet utg\u00f6rs 588 kr av en uppl\u00e4ggningsavgift och 59 kr av m\u00e5nadsavgift.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_14 show-more-item\" data-rel=\"lender_14\" data-org-sort=\"15\" data-maxloptid-man=\"7\" data-maxbelopp=\"50000\" data-lagstranta=\"99999\" data-agare=\"Catalunia Capital AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Extral\u00e5net\" title=\"F\u00f6r att l\u00e4sa mer om Extral\u00e5net klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9095\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/extralanet.png\" class=\"Extral\u00e5net\" title=\"Extral\u00e5net\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">10&nbsp;000 - 50&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">24 m\u00e5nader<\/span> - <span class=\"loptidMax\">7 \u00e5r<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Extral\u00e5net\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Extral\u00e5net\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Extral\u00e5net\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Extral\u00e5net klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9095\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Extral\u00e5net<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">10&nbsp;000 - 50&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-17<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.dnb.com\/sv-se\/produkter-och-tjanster\/min-upplysning.html\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 D&B hemsida.\">Dun & Bradstreet (D&B)<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">20 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"Medelkrav - Relativt h\u00f6ga krav av kreditgivaren vid ans\u00f6kan j\u00e4mf\u00f6rt med andra.\">Medelkrav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Catalunia Capital AB \u00e4ger Extral\u00e5net.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Catalunia Capital AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2012<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> R\u00e4kneexempel: 10 000 kr i annuitetsl\u00e5n p\u00e5 2 \u00e5r med 21,95% nominell r\u00e4nta, 24,3% effektiv r\u00e4nta, kostar 519 kr\/m\u00e5n (24 ggr). Att \u00e5terbetala: 12 456 kr inkl. alla avgifter.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Extral\u00e5net\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Extral\u00e5net\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/9095\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                R\u00e4kneexempel: 10 000 kr i annuitetsl\u00e5n p\u00e5 2 \u00e5r med 21,95% nominell r\u00e4nta, 24,3% effektiv r\u00e4nta, kostar 519 kr\/m\u00e5n (24 ggr). Att \u00e5terbetala: 12 456 kr inkl. alla avgifter.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<div class=\"lender listLender lender_15 show-more-item\" data-rel=\"lender_15\" data-org-sort=\"16\" data-maxloptid-man=\"3\" data-maxbelopp=\"20000\" data-lagstranta=\"99999\" data-agare=\"Ambrion Finans AB\">\n\t\t\t<div class=\"col kreditgivare\">\n\t\t\t\t<a class=\"externalLink klickSparning\" data-title=\"Daypay\" title=\"F\u00f6r att l\u00e4sa mer om Daypay klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/71\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/logotyper\/daypay.png\" class=\"Daypay\" title=\"Daypay\"><\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"col belopp\"><span class=\"head\"><\/span><span class=\"data\">1&nbsp;000 - 20&nbsp;000 kr<\/span><\/div>\n\t\t\t\n\t\t\t<div class=\"col loptid\"><span class=\"head\">L\u00f6ptid<\/span><span class=\"data\"><span class=\"loptidMin\">1 m\u00e5nad<\/span> - <span class=\"loptidMax\">3 \u00e5r<\/span><\/span><\/div><div class=\"col avb\"><span class=\"head\">Kreditupplysning<\/span><span class=\"data\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/span><\/div>\t\t\t\n\t\t\t<div class=\"col lasmer\"><strong><span class=\"gotobutton modalInfo trackLink klickSparning noselect\" data-title=\"Daypay\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r se detaljer om Daypay\" rel=\"nofollow\">Detaljer<\/span><\/strong> &nbsp; <strong><a class=\"gotobutton trackLink klickSparning noselect\" data-title=\"Daypay\" data-ref=\"list\" title=\"F\u00f6r att l\u00e4sa mer om Daypay klicka h\u00e4r\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/71\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<div class=\"extendedInfo\" style=\"visibility: hidden;\">\n\t\t\t\t<div class=\"modalTabTableContainer\">\n\t\t\t\t\t<div class=\"extendedSection\">\n\t\t\t\t\t\t<h2 style=\"text-align: center; margin-top: 5px;\">L\u00e5n hos Daypay<\/h2>\n\t\t\t\t\t\t<div class=\"table modalTabTable activeTable\" data-tab-id=\"kontokredit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Belopp<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">1&nbsp;000 - 20&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Maxbelopp med UC<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">20&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Tider d\u00e4r l\u00e5n kan betalas ut. Om du redan \u00e4r godk\u00e4nd kund kan du f\u00e5 utbetalning utanf\u00f6r dessa tider i vissa fall.\">Utbetalningstid<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Vardagar kl 09-16<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Banker som Daypay g\u00f6r direktutbetalning till. G\u00f6r det m\u00f6jligt f\u00f6r utbetalning p\u00e5 kv\u00e4llar \/ helger om kreditgivaren erbjuder detta. Se utbetalningstider f\u00f6r mer information.\">Direktutbetalning till<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Swedbank, Handelsbanken<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Kreditupplysning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><a class=\"externalLink\" href=\"https:\/\/www.creditsafe.se\/\" target=\"_blank\" rel=\"nofollow\" title=\"L\u00e4s mer p\u00e5 Creditsafes hemsida.\">Creditsafe<\/a><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">\u00c5ldersgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">20 \u00e5r<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">L\u00e5nekrav<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\"><span class=\"tooltip\" data-title=\"Medelkrav - Relativt h\u00f6ga krav av kreditgivaren vid ans\u00f6kan j\u00e4mf\u00f6rt med andra.\">Medelkrav<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Inkomstgr\u00e4ns<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">50&nbsp;000 kr<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Anm\u00e4rkning<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\"><span class=\"tooltip\" data-title=\"Ambrion Finans AB \u00e4ger Daypay.\">\u00c4gare<span class=\"tooltipIcon\">?<\/span><\/span><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ambrion Finans AB<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableRow\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Grundad<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">2011<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">Faktura Mail<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tableCell\">\n\t\t\t\t\t\t\t\t\t<div class=\"cellHead\">E-leg<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"cellContent\">Ja<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div style=\"border-top: 1px solid #d0d0d0; padding: 23px 4.6% 0;\"><strong>Exempel p\u00e5 r\u00e4nta:<\/strong> L\u00e5na 15 000 kr i 24 m\u00e5n. Totalt att \u00e5terbetala 19 085 kr, allts\u00e5 778 kr per m\u00e5nad. \u00c5rlig fast r\u00e4nta 22%. Effektiv \u00e5rsr\u00e4nta 28%, Uppl\u00e4ggningsavgift 350 kr. Aviavgifter totalt 59 kr.<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div style=\"text-align: center;\"><strong><a class=\"gotobutton trackLink klickSparning\" data-title=\"Daypay\" data-ref=\"list\" title=\"Klicka h\u00e4r f\u00f6r att ans\u00f6ka om l\u00e5n hos Daypay\" href=\"https:\/\/www.l\u00e5nforum.se\/besok\/71\" rel=\"nofollow\">Ans\u00f6k \u00bb<\/a><\/strong><\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t                <div class=\"lender-row\" style=\"padding-left: 4%\">\n                    <strong>Exempel p\u00e5 r\u00e4nta:<\/strong>\n                L\u00e5na 15 000 kr i 24 m\u00e5n. Totalt att \u00e5terbetala 19 085 kr, allts\u00e5 778 kr per m\u00e5nad. \u00c5rlig fast r\u00e4nta 22%. Effektiv \u00e5rsr\u00e4nta 28%, Uppl\u00e4ggningsavgift 350 kr. Aviavgifter totalt 59 kr.                <\/div>\n                <div class=\"lender-row\">\n    <div class=\"disclaimerImage\">\n        <img decoding=\"async\" src=\"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-content\/themes\/lanforum\/images\/varning.png\" alt=\"Att l\u00e5na kostar pengar!\" \/>\n    <\/div><div class=\"disclaimerText\">\n        <strong>Att l\u00e5na kostar pengar!<\/strong>\n        <br \/>\n        Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a href=\"https:\/\/www.konsumentverket.se\/\" rel=\"nofollow, noopener\" target=\"_blank\">konsumentverket.se<\/a>.\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t<\/div><div class=\"showMoreContainer\"><span class=\"gotobutton showallAction\" data-action=\"showall\">Visa alla l\u00e5n<\/span><\/div><\/div><div class=\"node category level_1 node_1\"> <\/p>\n<h2>Egenskaper &#8211; P2p l\u00e5n<\/h2>\n<p>P2P-l\u00e5n erbjuder l\u00e5nebelopp upp till 500 000 kr beroende p\u00e5 l\u00e5ngivaren. \u00c5terbetalningstiden kan vara kortare \u00e4n traditionella privatl\u00e5n, vanligtvis upp till fem \u00e5r. R\u00e4ntan varierar, men kan ibland vara l\u00e4gre \u00e4n f\u00f6r traditionella l\u00e5n. Kreditupplysningsf\u00f6retag som UC eller Bisnode kan anv\u00e4ndas f\u00f6r att bed\u00f6ma kreditv\u00e4rdighet. Kraven p\u00e5 kreditv\u00e4rdighet varierar mellan olika l\u00e5ngivare, men m\u00e5nga erbjuder l\u00e5n \u00e4ven till personer med mindre bra kreditv\u00e4rdighet. Utbetalningen sker oftast snabbt, inom n\u00e5gra bankdagar efter godk\u00e4nnande. L\u00f6ptiden kan vara flexibel och anpassas efter l\u00e5ntagarens behov, vilket kan skilja sig fr\u00e5n ett traditionellt privatl\u00e5n.<\/p>\n<h2>Hur j\u00e4mf\u00f6r sig p2p l\u00e5n med traditionella l\u00e5nealternativ?<\/h2>\n<p>N\u00e4r det g\u00e4ller att <strong>j\u00e4mf\u00f6ra olika l\u00e5nealternativ f\u00f6r privatl\u00e5n<\/strong> i Sverige finns det flera viktiga faktorer att ta h\u00e4nsyn till. F\u00f6rst och fr\u00e4mst b\u00f6r man titta p\u00e5 <strong>r\u00e4ntan<\/strong>, eftersom den har en stor inverkan p\u00e5 l\u00e5nets totala kostnad. Det \u00e4r ocks\u00e5 klokt att unders\u00f6ka om <strong>kreditupplysning<\/strong> g\u00f6rs via UC, eftersom detta kan p\u00e5verka ens kreditv\u00e4rdighet.<\/p>\n<p>Andra faktorer att \u00f6verv\u00e4ga inkluderar <strong>sannolikheten f\u00f6r godk\u00e4nnande<\/strong> och hur <strong>snabbt utbetalningen<\/strong> sker. Dessa aspekter kan variera betydligt mellan olika l\u00e5ngivare. Dessutom \u00e4r det viktigt att granska det <strong>tillg\u00e4ngliga l\u00e5nebeloppet<\/strong>, \u00e5terbetalningstiden och m\u00f6jligheten att f\u00e5 l\u00e5net beviljat trots eventuella <strong>betalningsanm\u00e4rkningar<\/strong>.<\/p>\n<p>H\u00e4r \u00e4r en lista \u00f6ver ytterligare punkter att t\u00e4nka p\u00e5 n\u00e4r man j\u00e4mf\u00f6r privatl\u00e5n:<\/p>\n<ol>\n<li>Kontrollera kostnader och avgifter f\u00f6r l\u00e5net.<\/li>\n<li>Unders\u00f6k <strong>l\u00e5ngivarens rykte<\/strong> och l\u00e4s recensioner fr\u00e5n andra l\u00e5ntagare f\u00f6r att f\u00e5 en uppfattning om deras erfarenheter.<\/li>\n<li>Bes\u00f6k l\u00e5neforums, som <strong>l\u00e5nforum.se<\/strong>, f\u00f6r att ta del av diskussioner och \u00e5sikter fr\u00e5n andra medlemmar i underforumet f\u00f6r <strong>korta l\u00e5n<\/strong>.<\/li>\n<\/ol>\n<p>Genom att noggrant \u00f6verv\u00e4ga dessa faktorer och g\u00f6ra grundliga j\u00e4mf\u00f6relser kan man \u00f6ka chanserna att hitta ett <strong>privatl\u00e5n<\/strong> som passar ens specifika behov och ekonomiska situation. Det \u00e4r alltid klokt att vara v\u00e4linformerad innan man fattar beslut om att ta ett l\u00e5n.<\/p>\n<h2>Viktigt: Innan du ans\u00f6ker om p2p l\u00e5n<\/h2>\n<ol>\n<li><strong>\u00d6verv\u00e4g l\u00e5nets syfte och belopp:<\/strong> Innan du ans\u00f6ker om ett l\u00e5n, som till exempel ett blancol\u00e5n, \u00e4r det viktigt att noga \u00f6verv\u00e4ga om l\u00e5net verkligen \u00e4r n\u00f6dv\u00e4ndigt och l\u00e4mpligt f\u00f6r ditt syfte. Fundera p\u00e5 om det finns alternativa l\u00f6sningar som kan passa din situation b\u00e4ttre. Var ocks\u00e5 realistisk med beloppet du beh\u00f6ver l\u00e5na och undvik att ta ett st\u00f6rre l\u00e5n \u00e4n n\u00f6dv\u00e4ndigt.<\/li>\n<li><strong>Bed\u00f6m din \u00e5terbetalningsf\u00f6rm\u00e5ga:<\/strong> Att ta ett l\u00e5n inneb\u00e4r ett finansiellt \u00e5tagande. S\u00e4kerst\u00e4ll att du har en stabil inkomst och kan hantera de m\u00e5natliga \u00e5terbetalningarna utan att \u00e4ventyra din ekonomi. Skapa en budget f\u00f6r att f\u00e5 en tydlig \u00f6verblick \u00f6ver dina inkomster och utgifter. Om du \u00e4r os\u00e4ker p\u00e5 din \u00e5terbetalningsf\u00f6rm\u00e5ga kan det vara klokt att avvakta med l\u00e5net.<\/li>\n<li><strong>J\u00e4mf\u00f6r olika l\u00e5ngivare och villkor:<\/strong> Utforska olika l\u00e5ngivare och j\u00e4mf\u00f6r noggrant deras erbjudanden. Titta p\u00e5 faktorer som r\u00e4ntor, avgifter, \u00e5terbetalningstid och flexibilitet. Var uppm\u00e4rksam p\u00e5 eventuella dolda kostnader eller of\u00f6rdelaktiga villkor. Genom att j\u00e4mf\u00f6ra alternativ kan du hitta det l\u00e5n som b\u00e4st passar dina behov och din ekonomiska situation.<\/li>\n<li><strong>L\u00e4s det finstilta och f\u00f6rst\u00e5 villkoren:<\/strong> Innan du skriver under l\u00e5neavtalet \u00e4r det avg\u00f6rande att du noggrant l\u00e4ser igenom alla villkor, inklusive det finstilta. Se till att du f\u00f6rst\u00e5r \u00e5terbetalningsplanen, r\u00e4ntan, avgifterna och eventuella konsekvenser vid sena eller uteblivna betalningar. Om n\u00e5got \u00e4r oklart, tveka inte att st\u00e4lla fr\u00e5gor till l\u00e5ngivaren.<\/li>\n<li><strong>Var medveten om totalkostnaden:<\/strong> F\u00f6rutom r\u00e4ntan kan l\u00e5n medf\u00f6ra olika avgifter, s\u00e5som uppl\u00e4ggningsavgifter och aviavgifter. Ta h\u00e4nsyn till dessa extra kostnader n\u00e4r du ber\u00e4knar den totala kostnaden f\u00f6r l\u00e5net. En h\u00f6gre effektiv r\u00e4nta betyder att l\u00e5net blir dyrare i slut\u00e4ndan. Var s\u00e4ker p\u00e5 att du \u00e4r bekv\u00e4m med totalkostnaden innan du f\u00f6rbinder dig till l\u00e5net.<\/li>\n<li><strong>S\u00f6k r\u00e5d vid behov:<\/strong> Om du k\u00e4nner dig os\u00e4ker eller har fr\u00e5gor ang\u00e5ende l\u00e5n, tveka inte att s\u00f6ka professionell r\u00e5dgivning. Kontakta en oberoende ekonomisk r\u00e5dgivare eller en organisation som specialiserar sig p\u00e5 skuldr\u00e5dgivning. De kan ge dig v\u00e4rdefull v\u00e4gledning och hj\u00e4lpa dig att fatta ett v\u00e4lgrundat beslut baserat p\u00e5 din specifika situation.<\/li>\n<\/ol>\n\n<h2>Hur fungerar p2p l\u00e5n?<\/h2>\n<p>Peer-to-peer-l\u00e5n (P2P-l\u00e5n) \u00e4r en form av utl\u00e5ning d\u00e4r privatpersoner l\u00e5nar direkt fr\u00e5n och till varandra via digitala plattformar, utan inblandning av traditionella banker. Teknologin m\u00f6jligg\u00f6r matchning mellan l\u00e5ntagare och l\u00e5ngivare, vilket minskar behovet av personliga relationer och minskar risken f\u00f6r konflikter.<\/p>\n<p><strong>F\u00f6rdelar med P2P-l\u00e5n:<\/strong><\/p>\n<ul>\n<li>Flexibilitet i vem som kan beviljas l\u00e5n<\/li>\n<li>Ofta b\u00e4ttre r\u00e4ntor j\u00e4mf\u00f6rt med traditionella banker<\/li>\n<li>M\u00f6jlighet f\u00f6r personer med l\u00e4gre kreditv\u00e4rdighet att f\u00e5 l\u00e5n<\/li>\n<\/ul>\n<p><strong>Nackdelar med P2P-l\u00e5n:<\/strong><\/p>\n<ul>\n<li>Risk f\u00f6r att l\u00e5ntagare inte kan betala tillbaka<\/li>\n<li>Mindre reglering j\u00e4mf\u00f6rt med banker<\/li>\n<li>Potentiella extra avgifter via plattformar<\/li>\n<\/ul>\n<p>F\u00f6r att ans\u00f6ka om ett P2P-l\u00e5n beh\u00f6ver l\u00e5ntagare vanligtvis uppfylla vissa krav som att vara minst 18 \u00e5r, ha en deklarerad inkomst, ha svenskt BankID och bankkonto, samt inte ha n\u00e5gon aktuell skuld hos Kronofogden.<\/p>\n<p>P2P-l\u00e5n kan vara s\u00e4rskilt f\u00f6rdelaktiga f\u00f6r dem som har blivit nekade l\u00e5n av traditionella banker men \u00e4nd\u00e5 har en stabil ekonomisk situation. Det \u00e4r en attraktiv l\u00f6sning f\u00f6r b\u00e5de l\u00e5ntagare och l\u00e5ngivare som s\u00f6ker alternativa finansieringsm\u00f6jligheter.<\/p>\n<h2>Var finns privata l\u00e5ngivare som erbjuder p2p l\u00e5n?<\/h2>\n<p>Privata l\u00e5ngivare som erbjuder P2P-l\u00e5n finns p\u00e5 olika digitala plattformar d\u00e4r privatpersoner kan l\u00e5na pengar direkt av varandra. Loanstep \u00e4r P2P l\u00e5ngivare, som l\u00e5nar ut pengar folk har satt in via sajten Saveland.<\/p>\n<p>Genom dessa plattformar kan b\u00e5de l\u00e5ntagare och l\u00e5ngivare registrera sig, och l\u00e5ngivarna kan tj\u00e4na pengar p\u00e5 utl\u00e5nade belopp genom r\u00e4nta eller provision.<\/p>\n<p>F\u00f6r att hitta dessa l\u00e5ngivare, kan du s\u00f6ka p\u00e5 internet efter P2P-plattformar som verkar i Sverige. Registreringsprocessen p\u00e5 dessa plattformar kr\u00e4ver vanligtvis att du har en deklarerad inkomst, inte har n\u00e5gra betalningsanm\u00e4rkningar de senaste sex m\u00e5naderna, samt att du har BankID och ett svenskt bankkonto.<\/p>\n<p>Om du inte uppfyller kraven f\u00f6r P2P-l\u00e5n eller har andra specifika behov, \u00f6verv\u00e4g att unders\u00f6ka alternativa l\u00e5nem\u00f6jligheter som erbjuds f\u00f6r personer med l\u00e5g kreditv\u00e4rdighet eller betalningsanm\u00e4rkningar. Plattformarna kan ha olika kriterier och det \u00e4r viktigt att j\u00e4mf\u00f6ra innan du ans\u00f6ker f\u00f6r att hitta den b\u00e4st l\u00e4mpade f\u00f6r din situation.<\/p>\n<p>P2P-l\u00e5n kan vara ett nyttigt alternativ f\u00f6r att undvika komplikationer som kan uppst\u00e5 vid direkta l\u00e5n fr\u00e5n v\u00e4nner eller familj. Det kan \u00e4ven ses som en investering f\u00f6r l\u00e5ngivare som vill diversifiera sitt kapital ist\u00e4llet f\u00f6r att l\u00e5ta pengarna samlas damm p\u00e5 ett sparkonto.<\/p>\n<h2>Hur kan ett kontrakt se upp vid l\u00e5n fr\u00e5n privatperson?<\/h2>\n<p>F\u00f6r att f\u00e5 ett l\u00e5n av en privatperson med kontrakt, b\u00f6r du f\u00f6rst identifiera n\u00e5gon som \u00e4r villig att l\u00e5na ut pengar till dig. F\u00f6rhandla om l\u00e5nevillkor som belopp, r\u00e4nta och \u00e5terbetalningsplan. Skriv sedan ett formellt kontrakt som beskriver alla detaljer, och f\u00e5 b\u00e5da parter att signera.<\/p>\n<p>H\u00e4r \u00e4r stegen f\u00f6r att f\u00e5 ett l\u00e5n av en privatperson med kontrakt:<\/p>\n<ol>\n<li>Identifiera en villig l\u00e5ngivare.<\/li>\n<li>F\u00f6rhandla om l\u00e5nevillkoren (belopp, r\u00e4nta, \u00e5terbetalningstid).<\/li>\n<li>Skapa ett formellt kontrakt som inkluderar:\n<ul>\n<li>L\u00e5nebelopp och r\u00e4ntesats<\/li>\n<li>\u00c5terbetalningstid och eventuell avbetalningsplan<\/li>\n<li>Eventuella f\u00f6rseningar och p\u00e5f\u00f6ljder<\/li>\n<li>Kontaktuppgifter till b\u00e5da parter<\/li>\n<li>Datum och platser f\u00f6r underskrift<\/li>\n<\/ul>\n<\/li>\n<li>B\u00e5da parter granskar och signerar kontraktet.<\/li>\n<\/ol>\n<p><strong>Viktigt:<\/strong> Anv\u00e4nd alltid skriftliga avtal f\u00f6r att undvika missf\u00f6rst\u00e5nd, och \u00f6verv\u00e4g juridisk r\u00e5dgivning f\u00f6r att s\u00e4kerst\u00e4lla att kontraktet \u00e4r r\u00e4ttsligt bindande.<\/p>\n<h2>Var hittar man miljon\u00e4rer som l\u00e5nar ut pengar?<\/h2>\n<p>F\u00f6r att hitta miljon\u00e4rer som l\u00e5nar ut pengar kan du anv\u00e4nda P2P-l\u00e5neplattformar d\u00e4r privatpersoner l\u00e5nar ut pengar till andra individer, till exempel Loanstep. Dessa plattformar agerar som mellanhand och sammanf\u00f6r l\u00e5ntagare med l\u00e5ngivare, inklusive personer med st\u00f6rre kapital. Det finns ingen garanti att l\u00e5ngivarna \u00e4r miljon\u00e4rer, men kapitalstarka individer \u00e4r ofta aktiva p\u00e5 dessa plattformar.<\/p>\n<ul>\n<li><strong>P2P-plattformar:<\/strong> Anv\u00e4nd v\u00e4lk\u00e4nda P2P-l\u00e5neplattformar f\u00f6r att komma i kontakt med potentiella l\u00e5ngivare.<\/li>\n<li><strong>Krav och kriterier:<\/strong> Vanliga krav inkluderar minst 18 \u00e5r, folkbokf\u00f6rd i Sverige, ha en deklarerad inkomst och inga aktuella skulder hos Kronofogden.<\/li>\n<li><strong>F\u00f6rdelar:<\/strong> Inga personliga kopplingar, potential f\u00f6r passiv inkomst f\u00f6r l\u00e5ngivarna.<\/li>\n<li><strong>Nackdelar:<\/strong> Risk f\u00f6r uteblivna betalningar, inte ett s\u00e4tt att undvika kreditupplysningar.<\/li>\n<\/ul>\n<p>P2P-l\u00e5n \u00e4r en attraktiv l\u00f6sning, s\u00e4rskilt f\u00f6r dem som inte f\u00e5r l\u00e5n fr\u00e5n traditionella banker. Med r\u00e4tt ans\u00f6kan kan du dra nytta av dessa plattformar f\u00f6r att hitta ekonomiskt starka l\u00e5ngivare.<\/p>\n<h2>Vad inneb\u00e4r det att l\u00e5na pengar privat?<\/h2>\n<p>Att l\u00e5na pengar privat inneb\u00e4r att du l\u00e5nar fr\u00e5n en annan privatperson ist\u00e4llet f\u00f6r en traditionell bank eller finansinstitut. Denna utl\u00e5ning sker ofta via digitala plattformar som kopplar samman l\u00e5ntagare och l\u00e5ngivare. Plattformarna fungerar som mellanh\u00e4nder och ser till att l\u00e5neprocessen g\u00e5r smidigt till och fr\u00e5n. Nackdelen \u00e4r dock att r\u00e4ntan kan vara h\u00f6gre och \u00e5terbetalningsvillkoren str\u00e4ngare j\u00e4mf\u00f6rt med bankl\u00e5n.<\/p>\n<p>H\u00e4r \u00e4r n\u00e5gra viktiga punkter att t\u00e4nka p\u00e5:<\/p>\n<ul>\n<li>Du kan l\u00e5na direkt fr\u00e5n n\u00e5gon du k\u00e4nner eller anv\u00e4nda P2P-plattformar som sammanf\u00f6r dig med fr\u00e4mmande l\u00e5ngivare.<\/li>\n<li>F\u00f6r att f\u00e5 ett P2P-l\u00e5n m\u00e5ste du ofta uppfylla vissa kriterier som inkomst, \u00e5lder och avsaknad av betalningsanm\u00e4rkningar.<\/li>\n<li>Att l\u00e5na pengar privat kan vara ett bra alternativ om du inte kan f\u00e5 l\u00e5n fr\u00e5n banken p\u00e5 grund av exempelvis l\u00e5g kreditv\u00e4rdighet.<\/li>\n<li>En potentiell f\u00f6rdel med privat utl\u00e5ning \u00e4r att det kan behandlas snabbare \u00e4n traditionella bankl\u00e5n.<\/li>\n<li>Nackdelar inkluderar risken att l\u00e5ngivaren inte f\u00e5r tillbaka de utl\u00e5nade pengarna, och att personliga relationer kan p\u00e5verkas om man l\u00e5nar fr\u00e5n n\u00e5gon man k\u00e4nner.<\/li>\n<\/ul>\n<p>Om du \u00f6verv\u00e4ger att l\u00e5na pengar privat, \u00e4r det viktigt att noggrant bed\u00f6ma b\u00e5de f\u00f6rdelar och nackdelar. Detta hj\u00e4lper till att s\u00e4kerst\u00e4lla att du f\u00f6rst\u00e5r kostnader och risker f\u00f6r att undvika framtida problem.<\/p>\n<h2>Hur p\u00e5verkar kreditupplysningen mitt p2p l\u00e5n?<\/h2>\n<p>Kreditupplysningen kan ha en betydande inverkan p\u00e5 ditt P2P-l\u00e5n eftersom den erbjuder l\u00e5ngivarna insikter om din ekonomiska historik och betalningsf\u00f6rm\u00e5ga. En noggrann kreditupplysning ger l\u00e5ngivarna en klar bild av din kreditv\u00e4rdighet, vilket kan p\u00e5verka b\u00e5de villkoren och r\u00e4ntan p\u00e5 ditt l\u00e5n.<\/p>\n<p>Kreditupplysningen inneh\u00e5ller vanligtvis information som:<\/p>\n<ul>\n<li><strong>Personuppgifter:<\/strong> Till exempel ditt namn, adress och din folkbokf\u00f6ringsadress.<\/li>\n<li><strong>Inkomstuppgifter:<\/strong> Historik \u00f6ver dina inkomster de senaste tv\u00e5 \u00e5ren.<\/li>\n<li><strong>Betalningsanm\u00e4rkningar:<\/strong> Eventuella avvikelser som kan p\u00e5verka din kreditv\u00e4rdighet negativt.<\/li>\n<li><strong>Kreditf\u00f6rfr\u00e5gningar:<\/strong> Information om hur m\u00e5nga som har gjort kreditupplysningar p\u00e5 dig.<\/li>\n<li><strong>Skuldsaldo:<\/strong> Din skuldinformation hos till exempel Kronofogden.<\/li>\n<\/ul>\n<p>Olika typer av kreditupplysningar kan anv\u00e4ndas, beroende p\u00e5 hur omfattande information som beh\u00f6vs. En <strong>personupplysning<\/strong> \u00e4r mer detaljerad medan en <strong>mikro-upplysning<\/strong> inneh\u00e5ller mindre information, men b\u00e5da kan p\u00e5verka din m\u00f6jlighet att f\u00e5 ett P2P-l\u00e5n.<\/p>\n<p>L\u00e5ngivarna anv\u00e4nder denna information f\u00f6r att bed\u00f6ma risken med att l\u00e5na ut till dig. Om din kreditupplysning visar att du har en stabil ekonomi och inga betalningsanm\u00e4rkningar, har du st\u00f6rre sannolikhet att f\u00e5 b\u00e4ttre l\u00e5nevillkor, s\u00e5som l\u00e4gre r\u00e4nta. D\u00e4remot, om upplysningen visar p\u00e5 tidigare ekonomiska problem, kan det bli sv\u00e5rare att f\u00e5 l\u00e5net beviljat eller leda till h\u00f6gre r\u00e4ntor.<\/p>\n<h2>Vilka krav beh\u00f6ver jag uppfylla f\u00f6r att f\u00e5 ett p2p l\u00e5n?<\/h2>\n<p>F\u00f6r att f\u00e5 ett P2P-l\u00e5n beh\u00f6ver du vanligtvis uppfylla f\u00f6ljande krav: vara minst 18 \u00e5r gammal, folkbokf\u00f6rd i Sverige, ha ett svenskt bankkonto samt identifiera dig med BankID. Du m\u00e5ste ocks\u00e5 genomg\u00e5 en kreditpr\u00f6vning och visa betalningsf\u00f6rm\u00e5ga. Betalningsanm\u00e4rkningar kan minska chanserna men utesluter inte l\u00e5n helt.<\/p>\n<p>Vid ans\u00f6kan om ett P2P-l\u00e5n \u00e4r kreditv\u00e4rdigheten mycket viktig. L\u00e5ngivare ser oftast till din inkomst och ekonomiska stabilitet f\u00f6r att bed\u00f6ma risken. Om du har en regelbunden inkomst och god kreditv\u00e4rdighet \u00f6kar chansen att f\u00e5 b\u00e4ttre l\u00e5nevillkor.<\/p>\n<p>En annan f\u00f6rdel med P2P-l\u00e5n \u00e4r att du kan l\u00e5na h\u00f6gre belopp j\u00e4mf\u00f6rt med SMS-l\u00e5n. Dock varierar r\u00e4ntor och avgifter beroende p\u00e5 kreditv\u00e4rdigheten och l\u00e5nebeloppet, s\u00e5 det \u00e4r viktigt att f\u00f6rst\u00e5 villkoren innan ans\u00f6kan.<\/p>\n<p>Processen f\u00f6r att ans\u00f6ka om ett P2P-l\u00e5n \u00e4r oftast enkel och digital. Du fyller i ett formul\u00e4r online, legitimerar dig med BankID och f\u00e5r besked om din ans\u00f6kan inom kort tid. Pengarna utbetalas snabbt efter godk\u00e4nnande.<\/p>\n<p>Vissa plattformar till\u00e5ter ocks\u00e5 att du ans\u00f6ker med en medl\u00e5ntagare, vilket kan f\u00f6rb\u00e4ttra dina chanser att f\u00e5 ett l\u00e5n och b\u00e4ttre villkor.<\/p>\n<h2>Diskutera p2p l\u00e5n p\u00e5 L\u00e5nforum<\/h2>\n<p>Diskutera p2p l\u00e5n p\u00e5 L\u00e5nforum f\u00f6r att f\u00e5 information och r\u00e5d fr\u00e5n andra l\u00e5ntagare. P\u00e5 forumet kan du hitta diskussioner om olika kreditgivare, hur man ans\u00f6ker om och tar ut pengar samt vilka krav som vanligtvis st\u00e4lls av kreditgivarna. Du kan ocks\u00e5 st\u00e4lla fr\u00e5gor och f\u00e5 svar fr\u00e5n erfarna medlemmar. Bes\u00f6k <a href=\"https:\/\/www.l\u00e5nforum.se\/forums\/smsl%C3%A5n.2\/\">L\u00e5nforum<\/a> f\u00f6r att delta i samtalet.<\/p>\n<h2>Vilka \u00e4r skillnaderna mellan traditionella bankl\u00e5n och P2P l\u00e5n?<\/h2>\n<p>Den fr\u00e4msta skillnaden mellan traditionella bankl\u00e5n och P2P-l\u00e5n (peer-to-peer) ligger i deras finansieringsk\u00e4llor. Traditionella bankl\u00e5n tillhandah\u00e5lls av banker och andra finansiella institutioner. Dessa l\u00e5n \u00e4r ofta bundna till strikta kriterier och en l\u00e4ngre handl\u00e4ggningsprocess. \u00c5 andra sidan, finansieras P2P-l\u00e5n av enskilda investerare eller grupper av investerare som samarbetar genom online-plattformar. Detta inneb\u00e4r att P2P-l\u00e5n kan erbjuda mer flexibla villkor och en snabbare l\u00e5nehanteringsprocess.<\/p>\n<ul>\n<li><strong>Flexibilitet och villkor:<\/strong> P2P-l\u00e5n erbjuder ofta mer flexibla villkor \u00e4n traditionella bankl\u00e5n. Detta beror p\u00e5 att l\u00e5ngivare p\u00e5 P2P-plattformar kan vara mer villiga att anpassa l\u00e5nevillkoren baserat p\u00e5 l\u00e5ntagarens unika situation.<\/li>\n<li><strong>Processens hastighet:<\/strong> Eftersom P2P-l\u00e5n hanteras digitalt via online-plattformar, kan l\u00e5ntagare ofta f\u00e5 tillg\u00e5ng till finansiering snabbare \u00e4n genom traditionella bankl\u00e5n. Detta \u00e4r s\u00e4rskilt f\u00f6rdelaktigt f\u00f6r de som beh\u00f6ver snabb tillg\u00e5ng till kapital.<\/li>\n<li><strong>Konkurrens och r\u00e4ntor:<\/strong> Konkurrensen mellan olika P2P-plattformar kan leda till l\u00e4gre r\u00e4ntor och b\u00e4ttre villkor f\u00f6r l\u00e5ntagare. Detta skiljer sig fr\u00e5n traditionella banker, d\u00e4r r\u00e4ntor och villkor ofta \u00e4r mer standardiserade.<\/li>\n<li><strong>Riskniv\u00e5:<\/strong> Det \u00e4r viktigt f\u00f6r investerare att vara medvetna om att P2P-l\u00e5n kan inneb\u00e4ra en h\u00f6gre risk j\u00e4mf\u00f6rt med traditionella bankl\u00e5n. Detta beror p\u00e5 att P2P-l\u00e5n ofta saknar samma niv\u00e5 av s\u00e4kerhet, vilket kan \u00f6ka risken f\u00f6r f\u00f6rlust.<\/li>\n<\/ul>\n<p>Sammanfattningsvis erbjuder P2P-l\u00e5n en alternativ finansieringsv\u00e4g till traditionella bankl\u00e5n, med f\u00f6rdelar som \u00f6kad flexibilitet, snabbare processer och potentiellt l\u00e4gre r\u00e4ntor. Dock \u00e4r det viktigt f\u00f6r b\u00e5de l\u00e5ntagare och l\u00e5ngivare att noggrant \u00f6verv\u00e4ga de associerade riskerna med P2P-l\u00e5n.<\/p>\n<p><\/p>\n<h2>Vilka nackdelar finns det med att ta ett p2p l\u00e5n?<\/h2>\n<p><strong>Nackdelar med att ta ett P2P-l\u00e5n inkluderar:<\/strong><\/p>\n<ul>\n<li><strong>H\u00f6gre risk f\u00f6r l\u00e5ngivare:<\/strong> Eftersom dessa l\u00e5n inte \u00e4r garanterade av traditionella banker, inneb\u00e4r det en h\u00f6gre risk f\u00f6r de som l\u00e5nar ut pengar.<\/li>\n<li><strong>Varierande villkor:<\/strong> Villkoren f\u00f6r l\u00e5n kan skilja sig avsev\u00e4rt mellan olika plattformar, vilket g\u00f6r det sv\u00e5rt att j\u00e4mf\u00f6ra och v\u00e4lja det b\u00e4sta alternativet.<\/li>\n<li><strong>Potentiella v\u00e4ntetider f\u00f6r l\u00e5ntagare:<\/strong> Ibland kan efterfr\u00e5gan p\u00e5 P2P-l\u00e5n \u00f6verstiga utbudet, vilket kan resultera i l\u00e4ngre v\u00e4ntetider f\u00f6r att f\u00e5 l\u00e5net beviljat.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>P2P l\u00e5n i Sverige har blivit ett popul\u00e4rt alternativ f\u00f6r personer som s\u00f6ker l\u00e5n utanf\u00f6r traditionella banker. Denna sida utforskar de olika alternativen f\u00f6r P2P l\u00e5n, inklusive att l\u00e5na pengar privat fr\u00e5n miljon\u00e4rer och andra privata l\u00e5ngivare. H\u00e4r presenteras information om hur P2P l\u00e5n fungerar, vilka f\u00f6rdelar och risker som finns samt hur man g\u00e5r [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":901,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1382","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/pages\/1382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/comments?post=1382"}],"version-history":[{"count":2,"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/pages\/1382\/revisions"}],"predecessor-version":[{"id":3156,"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/pages\/1382\/revisions\/3156"}],"up":[{"embeddable":true,"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/pages\/901"}],"wp:attachment":[{"href":"https:\/\/www.xn--lnforum-exa.se\/jamforelser\/wp-json\/wp\/v2\/media?parent=1382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}