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<blockquote data-quote="LånaUtanPapper" data-source="post: 384156" data-attributes="member: 3402"><p>Once you release all your debts you dont need to do anything. They will automatically reach kronofogden after about 4 months. Than you recieve papers you have to sign, more waiting and more papers to sign. (which you can do at kronofogden online if you log in once you recieved the papers/kivra). If you wait until last minute to sign all the papers needed i think you can get away for about 7-10 months before they start taking your salary from the moment you release your debts. But make sure to buy whatever you need or hide the money in the meantime if you dont want them to take it, because Kronofogden cleanse your bank account when utmätnings starts if you have saved money in the bank account.</p><p></p><p>I dont think its the worst case for you though if you actually save 100k for 10 months and Kronofogden use it to pay on your debt.</p><p></p><p>Its also vital to stop gambling/taking new loans and credits and have a breaking point of bad behavours to get skuldsanering (Stop gambling and taking loans anyway or you never get out of debts), you apply via budget och skuldrådgivare, so you have to visit them again. But im not sure if 500.000 with 30.000 SEK salary is enough to get approved for it. There is a chance that kronofogden say that we take your salary for 10 years and than you are debt free, but it does not hurt to apply for it and its free.</p></blockquote><p></p>
[QUOTE="LånaUtanPapper, post: 384156, member: 3402"] Once you release all your debts you dont need to do anything. They will automatically reach kronofogden after about 4 months. Than you recieve papers you have to sign, more waiting and more papers to sign. (which you can do at kronofogden online if you log in once you recieved the papers/kivra). If you wait until last minute to sign all the papers needed i think you can get away for about 7-10 months before they start taking your salary from the moment you release your debts. But make sure to buy whatever you need or hide the money in the meantime if you dont want them to take it, because Kronofogden cleanse your bank account when utmätnings starts if you have saved money in the bank account. I dont think its the worst case for you though if you actually save 100k for 10 months and Kronofogden use it to pay on your debt. Its also vital to stop gambling/taking new loans and credits and have a breaking point of bad behavours to get skuldsanering (Stop gambling and taking loans anyway or you never get out of debts), you apply via budget och skuldrådgivare, so you have to visit them again. But im not sure if 500.000 with 30.000 SEK salary is enough to get approved for it. There is a chance that kronofogden say that we take your salary for 10 years and than you are debt free, but it does not hurt to apply for it and its free. [/QUOTE]
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