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Meddelande: <blockquote data-quote="Nicely1994" data-source="post: 446364" data-attributes="member: 12419">I don't know if it's the right place, but I have some questions I couldn't find on the internet so any help will be accepted.I was a gambler and I ran into debt traps, 5k here, 5k here. Since I was new to Sweden, I could not borrow more. So i had around 20+ credits. Wont go deep into the story, but i just gave up paying, it was maybe 20k+ payment/month. So i let everything to KFM, it got a total of 200k+ kronor in debt.After 3 years of working for 'free' I was paying SEK 12,000 every month. I finally paid it out. (I'm done with gambling, found other activities. Every year I just block myself, just in case.)So my question is, what happens now? Will I be able to borrow in the future, for example buy a car or mortgage?Does anyone know how exactly it works and can give some details about it. Thank you in advance.</blockquote>

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